I don’t think people are educated enough about travel insurance. Believe it or not, not a lot of people are aware that their current insurance does not cover you when traveling outside the country. Unfortunately, people don’t think they need travel insurance until something bad happens to them.
There are many companies that offer travel insurance. I personally have used World Nomads.
There’s so much that is covered including trip cancellation, emergency evacuation and baggage delay. World Nomads covers over 150 activities. Although they do not cover all activities, you can check out if your specific activity is covered here.
They also offer 24/7 emergency assistance it case you need to get a hold of someone while abroad.
I created a quote using my information for my upcoming Poland trip. I am going for 5 days and this is the total for 2 people. There are two different options, Standard or Explorer.
This is what the Standard option offers:
Explorer offers this for the same trip:
Here are the links to the entire document, which gets more in depth with the definitions of what it covers.
Depending on the trip, the prices it covers varies but the Explorer option is good for more expensive trips.
Cover More is another option, this is the travel insurance we recommend to our clients at the travel company I work for. They have a couple different options when it comes to what you want to be covered.
With entering the same trip information as above, here are the different prices and options;
Here are the coverage details for each type:
Cover More also has the option to add extras like these:
Some other companies that offer travel insurance are:
3. Roam Right
I would explore these different options to see which one is the best for you and your next trip!
Although I hope to never have to use the insurance, you never know what is going to happen, especially with what is going on in the world, so I always think it’s better to be safe than sorry.